RBI Grade B (DR)- examination, Plan & Strategy, Study materials ?

RBI Grade B (DR) is highly decorated position in banking sector of our country and is also perceived as one of the toughest examinations to crack in India. Team CAT Aspirants analysed this very examination in all possible dimensions and jotted down all key observations in form of this blog on demand of many readers and aspirants. We hope that this blog will add certain values in your preparation and try to answer all your doubts and queries regarding this very examination.

Minimum Educational Criteria:

  1. A minimum of 60% marks (50% in case of SC/ST/PwBD) or an equivalent grade in Bachelor's degree as well as in 12th (or Diploma or equivalent) and 10th Standard examinations
  2. The minimum qualifying percentage or an equivalent grade for the Bachelor's degree will be in aggregate for all semesters / years

Number of Attempts:

Candidates belonging to unreserved i.e. General Category, who have already appeared Six times for Phase-I Examination for this post in the past, are not eligible to apply. No such restriction applies to candidates belonging to SC/ST/OBC/PwBD, if the posts are reserved for them.

Phase I: Preliminary Examination-Online

S.N. Subjects Time Duration
1 General Awareness Composite time of 120 minutes
2 English Language
3 Quantitative Aptitude
4 Reasoning
  Total Marks 200

NOTE: Candidates have to secure minimum marks separately for each test as well as in aggregate, as may be prescribed by the Board.

Phase II: Main Examination

The Phase-II online Examination will be conducted only for the candidates who are shortlisted on the basis of results of Phase-I.

Paper Subjects Type of Paper Maximum Marks Time Duration
Paper-I: Economic and Social Issues Objective 100 90 Minutes
Paper-II: English (Writing Skills) Descriptive, to be typed with the help of the keyboard 100 90 Minutes
Paper-III: Finance and Management Objective 100 90 Minutes

NOTE: All question papers (in both the Phases, except the test of English) will be set bilingually in Hindi and English.

Phase III: Interview

Candidates will be shortlisted for the interview, based on aggregate of marks obtained in Phase-II (Paper-I +Paper-II +Paper-III). The minimum aggregate cut off marks for being shortlisted for Interview will be decided by the Board in relation to the number of vacancies. Roll No. of the candidates shortlisted for interview will be published on RBI website at appropriate time and interview call letters will be sent on registered email ID. Interview will be of 50 marks. Candidate may opt for interview either in Hindi or English. Final Selection will be through merit list which will be prepared by adding marks secured by candidates in Phase-II examination and interview.

Syllabus (Phase II):

Paper-I - Economic and social Issues: Growth and Development – Measurement of growth: National Income and per capita income – Poverty Alleviation and Employment Generation in India – Sustainable Development and Environmental issues. Economic Reforms in India – Industrial and Labour Policy – Monetary and Fiscal Policy – Privatization – Role of Economic Planning. Globalization – Opening up of the Indian Economy – Balance of Payments, Export-Import Policy – International Economic Institutions – IMF and World Bank – WTO – Regional Economic Co-operation. Social Structure in India – Multiculturalism – Demographic Trends – Urbanization and Migration – Gender Issues – Social Justice : Positive Discrimination in favour of the under privileged – Social Movements – Indian Political System – Human Development – Social Sectors in India, Health and Education.

Paper-II -English (Writing Skills): The paper on English shall be framed in a manner to assess the writing skills including expression and understanding of the topic.

Paper-III -Finance and Management: (I) Finance (a) Financial System 1. Regulators of Banks and Financial Institutions 2. Reserve Bank of India- functions and conduct of monetary policy, Banking System in India, Financial Institutions – SIDBI, EXIM, NABARD, NHB, etc. (b)Financial Markets Primary and Secondary Markets (Forex, Money, Bond, Equity,etc.), functions, instruments, recent developments. Reserve Bank of India Services Board, Mumbai Advt. No. 6A/2017-18 22 (c) General Topics 1. Risk Management in Banking Sector 2. Basics of Derivatives: Forward, Futures and Swap 3. Changing Landscape of Banking sector 4. Recent Developments in the Financial Sector, Portfolio Investment, Public Sector Reforms, Disinvestments 5. Financial Inclusion- use of technology 6. Alternate source of finance, private and social cost-benefit, Public-Private Partnership 7. Corporate Governance in Banking Sector, role of e-governance in addressing the issues of corruption and inefficiency in the government sector. 8. The Union Budget – Direct and Indirect taxes; Non-tax sources of Revenue, GST, Thirteenth Finance Commission and GST, Finance Commission, Fiscal Policy, Fiscal Responsibility and Budget Management Act (FRBM), 9. Inflation: Definition, trends, estimates, consequences, and remedies (control): WPI, CPI - components and trends.

(II) Management: Management: its nature and scope; The Management Processes; Planning, Organisation, Staffing, Directing and Controlling; The Role of a Manager in an Organisation. Leadership: The Tasks of a Leader; Leadership Styles; Leadership Theories; A successful Leader versus an effective Leader. Human Resource Development: Concept of HRD; Goals of HRD; Performance Appraisal – Potential appraisal and development – Feedback and Performance Counselling – Career Planning – Training and Development – Rewards – Employee Welfare. Motivation, Morale and Incentives: Theories of Motivation; How Managers Motivate; Concept of Morale; Factors determining morale; Role of Incentives in Building up Morale. Communication: Steps in the Communication Process; Communication Channels; Oral versus Written Communication; Verbal versus non-verbal Communication; upward, downward and lateral communication; Barriers to Communication, Role of Information Technology. Corporate Governance: Factors affecting Corporate Governance; Mechanisms of Corporate Governance.

Study Materials for RBI Grade B (DR)-Phase-II ( Online):

RBI suggested following study materials and list of books for the preparation of Phase-II of RBI Grade B ( DR) examinations:-

Team CAT aspirants did the comprehensive research and collected feedback from already selected aspirants. Based upon research and survey, Team CAT Aspirants recommend following list of study materials and books for the preparation of second phase of RBI Grade B ( DR) examination.

Strategy and Study Plan for Phase-I (Online):

Planning is the first step towards completion of a task and also to get desirable result, a good and effective plan can lead you to success. Team CATAspirants.Com has outlined a comprehensive six weeks plan for RBI Grade B (DR) on popular demand of our readers.

Week-1:

Subject Chapters
Quantitative Aptitude Number System, Progressions, Averages
General English Vocabulary: A to C, Grammar, Reading Comprehensions, Précis writing
General Awareness Current Affairs: April 2018 to June 2018,
Reasoning Data Interpretation and Relation

Week-2:

Subject Chapters
Quantitative Aptitude Allegations, Percentages, Profit & Loss, Interest
General English Vocabulary: D to G, Grammar, Reading Comprehensions, Précis writing
General Awareness Current Affairs: July  2018 to September 2018, Census-2011
Reasoning Data Interpretation and Venn Diagram based Questions

Week-3:

Subject Chapters
Quantitative Aptitude Ratio, Proportions & Variations. Time & Work, Time Speed & Distance
General English Vocabulary: H to L, Grammar, Reading Comprehensions, Précis writing
General Awareness Current Affairs: October 2018 to December 2018, 12th Plan- Summary
Reasoning Data Interpretation and Circular table and arrangements

Week-4:

Subject Chapters
Quantitative Aptitude Geometry & Mensuration
General English Vocabulary: M to P, Grammar, Reading Comprehensions, Précis writing
General Awareness Current Affairs: January 2019 to March 2019, Economic Survey 2018-19
Reasoning Data Interpretation and Questions based on Pictorial representation

Week-5:

Subject Chapters
Quantitative Aptitude Quadratic equations, Inequalities, Logarithm, Set Theory
General English Vocabulary: Q to U, Grammar, Reading Comprehensions, Letter - writing
General Awareness Current Affairs: April  2019 to June 2019, Budget 2019-20
Reasoning Data Interpretation and Puzzles

Week-6:

Subject Chapters
Quantitative Aptitude Probability, Permutation & Combination
General English Vocabulary: V to Z, Grammar, Reading Comprehensions, Letter - writing
General Awareness Current Affairs: July 2019 to September 2019, RBI Annual Report
Reasoning Data Interpretation and Puzzles

All the Best

Team CAT Aspirants 🙂

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